Terms & Conditions (Terms of Use)

Updated October 2025

Welcome to The Growth Factor.

By visiting our website or using our services, you agree to these Terms. Please read them carefully.

1. Who We Are

The Growth Factor provides executive coaching, leadership workshops, and training programs using positive psychology. We are not a medical, legal, or financial services provider.

2. Using Our Site & Services

You agree to use our website and services only for lawful purposes. You may not copy, reproduce, or resell our content without written permission. We may update, modify, or discontinue our site or services at any time.

3. Payments

If you purchase services through our site, you agree to provide accurate billing information. All sales are final unless otherwise stated in writing.

4. Intellectual Property

All content on this site and in our programs — including text, graphics, videos, workbooks, downloads, frameworks, and logos — belongs to The Growth Factor unless otherwise noted. You may use our materials for your own professional development but may not copy, share, or resell them without written consent. The Growth Factor™ and The Resilient Marketer™ are trademarks of The Growth Factor and may not be used without permission.

5. No Guarantees

Our services support professional growth, but results depend on your own effort. We cannot guarantee specific outcomes.

6. Limitation of Liability

To the fullest extent allowed by law, The Growth Factor is not liable for any damages or losses arising from use of our website, programs, or materials.

7. Termination

We reserve the right to suspend or terminate your access if you misuse our site or violate these Terms.

8. Governing Law

These Terms are governed by the laws of the State of Georgia, USA (unless otherwise required by local law).